For Home Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
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The City of Peoria promotes the development of viable urban communites by creating decent, affordable housing opportunities for eligible low and moderate income households who wish to purchase a home in Peoria. The City makes homeownership affordable by providing financial assistance in the form of downpayment assistance. The Homebuyer Assistance Program is managed by the City's Neighborhood Services Division and is conducted in compliance with the U.S. Department of Housing and Urban Development (HUD) program guidelines.
Click here to view a list of eligiblity rules and requirements
Cick here to download a Homebuyer Assistance Program brochure Click here to download a Homebuyer Assistance application For more information please call our Homebuyer Assistance Program Hotline at 623-773-5147 or click here to email |
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
